China, the country that banned bitcoin in 2021, has now established the National Blockchain Technology Innovation Center. Created by the Chinese Ministry of Science and Technology, the center will develop both software and hardware, focusing on commercial applications to benefit China's economy.

You had a choice last year to follow, or ignore, my advice. As 2022 began, I recommended that you get out of the bond market (moving that money to cash or equivalents) and place 1% of your client portfolios into bitcoin. How’d my advice work out? Well, I was certainly right about the bond market: it fell 13% last year, its biggest loss ever. But bitcoin fell 77% from its November 2021 high! Ugh.

I remain optimistic for the future of crypto, despite the FTX debacle. In fact, saying you are not bullish on crypto because of FTX is like saying you are not bullish on stocks because of Bernie Madoff. FTX has nothing to do with blockchain or digital assets, any more than Madoff had anything to do with the stock market. Madoff was just another con artist who led a massive fraud. And it certainly appears that Sam Bankman-Fried is also a con artist who led a massive fraud. Madoff used the stock market to perpetrate his cons; SBF used crypto.

Read the excerpts of Ric’s conversation with SEC Commissioner Hester Peirce, which aired on Ric’s radio show and podcast The Truth About Your Future. Commissioner Peirce’s comments are her own and not necessarily those of the SEC or other SEC commissioners.

Read the excerpts of Ric’s conversation with Michael Lane, Head of iShares US Wealth Advisory at BlackRock, which aired on Ric’s radio show and podcast The Truth About Your Future.

Read the excerpts of Ric’s conversation with U.S. Representative Jim Himes (D-CT), which aired on Ric’s radio show and podcast The Truth About Your Future.

Read the excerpts of Ric’s conversation with Sunayna Tuteja, Chief Innovation Officer of the Federal Reserve System, which aired on Ric’s radio show and podcast The Truth About Your Future.

The SEC has again rejected spot bitcoin ETF applications from Grayscale, Bitwise, SkyBridge, and others. What will it take for the SEC to approve one of these applications?

Here we are again: another crypto winter. Bitcoin’s price has dropped 70% since November – the 7th time since its inception that this has occurred.

As Ric predicted, algorithmic stablecoins Terra and LUNA imploded – causing some $60B of losses

It’s a seminal moment in crypto’s evolution: Fidelity 401(k) plans will soon offer bitcoin as an investment option. Fidelity is the nation's largest provider of 401(k) plans, with a third of the market – 23,000 companies with 34 million workers, and $2.7 trillion in AUM.

Among those planning to invest in digital assets for the first time, nearly half (47%) are women. Already, a third of women in the U.S. own crypto.

For more than one hundred years, the U.S. has led the world in financial innovation. We’re the world’s leading economic power, the U.S. Dollar is the world’s reserve currency, and our economic and political systems have helped to bring democracy to every corner of the planet.

President Joe Biden has signed an Executive Order to Ensure Responsible Development of Digital Assets, and the crypto community is cheering.

Wealthy families are increasing buying bitcoin, Ethereum, and other digital assets as part of their multi-generational approach to investing.

Crypto conference season is fast approaching! With the pandemic waning (yay!), event organizers (including us) are happily returning to live venues for you to attend. But which events should you choose?

More financial advisors are savvy about digital assets than ever – and more are buying bitcoin and Ethereum for themselves than ever before, too. All this is just in time, as advisors report increased numbers of clients asking about adding crypto to their portfolios.

Has someone suggested that you invest in a security token? Make sure you understand them before you invest. In the crypto world, tokens are a means of exchange, and we can generally think of them as similar to shares and coins, just a different (third) name. There are many kinds of tokens, and we’ll focus here on security tokens.

Part of the appeal of bitcoin and other digital assets is that they are not controlled by a central authority. But that also means there’s no “help button.” So, if you lose your private key, your bitcoin is gone forever, and if someone obtains your private key, they can steal your bitcoin.

Last week, I posted a question on my LinkedIn page: “Why does it take 3 days at a cost of 3% to send money from New York to London via your bank, when you can do it in 10 minutes for $2 with #bitcoin?

2021 was the year non-fungible tokens (NFTs) became a multi-billion-dollar industry, with $23 billion in sales. The year before, volume was just $14 million. At first glance, NFTs look like pure hype. But there’s much more to this technology than pixelated art and bored apes. It’s an entirely new kind of commerce. Here’s what you need to know.