Well, here we are, in yet another “crypto winter” – a period of massive price declines. Bitcoin has fallen more than 50% from its high before rising somewhat; Ethereum, the second-largest digital asset by market cap, has fallen 60% from its high. The real carnage, though, is worse: more than 13,000 digital coins and tokens have dropped 98% from their highs – including the $TRUMP token (90% loss).
Bitcoin’s split personality in 2025 has advisors facing two stories at once. Longtime holders are selling into strength while institutions, wirehouses and even states are building positions at record scale. With ETF inflows rising, regulatory hurdles falling and corporate adoption accelerating, today’s volatility reflects a broad shift in ownership rather than a breakdown in fundamentals. Here's how to explain this transition to clients and why steady allocation and rebalancing remain the right approach.
Americans are increasingly frustrated with the costs, limits, and slow pace of traditional finance. New national research from Ipsos shows a growing desire for greater control, transparency, and security – and a willingness to explore DeFi when clear rules are in place. The findings offer important context for advisors as digital assets evolve from niche to mainstream.
Two of the largest TradFi firms just opened the door to massive crypto adoption. Vanguard will now let its 50 million customers buy bitcoin, Ethereum and Solana ETFs, and Bank of America is allowing its advisors to recommend a 1-4 percent allocation. With trillions in assets behind these moves, even modest flows could meaningfully lift bitcoin’s market cap and accelerate crypto’s mainstream integration.
In a time when governments keep piling on debt, the ability to store wealth without relying on a government, bank or other third party becomes an increasingly valuable service.
FROM THE DAILY UPSIDE | OCTOBER 27, 2025
FROM THINKADVISTOR | OCTOBER 24, 2025
Despite record inflows from ETFs and corporations, bitcoin has trailed gold this year. But the same trends lifting gold could soon benefit bitcoin. Here’s how.
FROM INVESTOPEDIA | OCTOBER 24, 2025
As financial advisers, our core responsibility is to act in our clients’ best interest and perform diligent research before recommending any investment strategy. In today’s rapidly evolving financial landscape, that responsibility increasingly includes digital assets.
